Author: Laurence

It used to be that real estate companies, like many others, used physical buildings to store important documents and close deals. Now, they’ve been replaced by multifunctional virtual data rooms that allow you to close deals and review documents anywhere, anytime. VDRs speed up the transaction process and have other benefits. In this article, we’ll explain how to set up VDRs for real estate companies and what their features are. 

Why use VDRs for real estate? 

A virtual data room is a smart choice for any company that wants to have fast and secure access to all sensitive data, also share it securely, and close deals more efficiently. VDRs allow you to give a third party temporary access to your transaction so they can have access to all the documents they need anytime, anywhere. Data rooms are also a great tool for managing real estate projects. 

It’s a simple centralized space with oodles of benefits, such as: 

• Multiple business process efficiencies
• Simplified organization, storage, and retrieval of documents in a single space
• Ease of use, fast adaptation to the system, ensuring proper protection of document exchange between multiple unauthorized users
• Maximize sales and investments by improving communication and decision-making 

What benefits do VDRs bring to real estate firms? 

Data room service for real estate firms provides improvements in virtually every aspect of the business. It improves efficiency in aspects such as: 

• Manage project documents – with the mass upload, drag-and-drop, auto-indexing, or tagging features, you can upload and structure documents twice as efficiently, and it also helps close deals faster
• Manage multiple portfolios at once-you can create separate rooms for individual projects, assign tasks and monitor their progress. Collaborative tools help improve productivity and communication
• Share documents with partners, clients, auditors – Access control and document collaboration tools let you stop worrying about data leaks. Share documents with all your stakeholders while keeping everything under control

How to set up an online real estate data room?

So, to effectively start using a virtual data roomfor real estate transactions, we’ll tell you how to set up your data room service properly: 

• Start by uploading all the necessary documents for the transaction. You can upload an unlimited number of documents with any volume. You can create several areas for your clients or investors to more effectively conduct your due diligence (e.g. an area for legal reports, financial reports, portfolios, technical diagnostics, and so on)
• After that, set the necessary permissions on the documents, you can prohibit printing, copying, forwarding, editing the document spark shot. Do whatever you want. After that, you can start inviting users
• Activate the “question and answer” feature to easily distribute the necessary information to users, such as notification of deadlines, tasks, etc.
• Check the actions of all your users with the monitoring function. It allows you to see all user interactions with documents and the progress of your projects and helps you track and correct mistakes if they occur. Plus, it positively impacts the transaction process, because you can identify and focus your attention on the parties that are most interested in closing the deal

In today’s world, M&A are an integral part of the corporate finance world. Every day, many deals are made around the world that brings companies together to create larger companies. Usually, the combination of several businesses is behind the increase in the market value of the new company, and in some cases, the acquisition of synergistic benefits. This article will consider the risks of these deals. 

The essence of M&A transaction process

The current stage of economic development shows that one of the key factors for the company’s success is building an effective corporate governance system. Moreover, in developed economies, corporate governance is viewed as a tool to reduce investment risks in a volatile environment, and, therefore, as a key factor in sustainable development. Thus, in order to maintain a global competitive advantage, increase the pace and scale of production, and improve the quality of products and services provided, new methods and tools of corporate management are required.

The process of mergers and acquisitions is multi-stage and difficult to implement. There are four main stages in conducting transactions:

• justification and development of a strategy;
• company selection – goals and its initial assessment, 
• price determination and choice of a source of financing;
• conducting of a deal.

What are the risks of M&A?

The lack of proper methods of risk assessment when making these transactions hinders the use of this important anti-crisis tool. Analysis of risk as an economic category shows that along with such risk functions as regulatory, protective, compensatory, socio-economic, it also has an innovative function. The latter is to stimulate the search for ways of unconventional solutions to the problems facing the business entity. At the same time, most enterprises achieve success, become competitive due to innovative activities associated with risk. Risk assessment of such transactions is one of the key functions of data room service providers. 

In the theory of M&A, the main source of risk is an incorrect assessment of opportunities and the loss of potential benefits, which leads to a decrease in the effectiveness of transactions.

Risk in corporate mergers and acquisition is considered as a set of input variables, such as:

• the probability of a deal breakdown;
• exceeding the deadlines for closing a deal;
• excess of transaction costs in excess of those stipulated by the contract;
• Error in assessing the value of assets.

How to evaluate the risks of M&A?

The assessment process can be divided into the following stages:

• Initial selection. Selection of similar transactions over the past 1.5 – 2 years by such parameters as the industry of the companies involved in the transaction, their size, source of financing for the transaction;
• Analysis of transactions in which the companies performed similarly to the participants in the proposed transaction under consideration. This includes balance sheets and other forms of accounting that are similar in structure, similar quality of management, etc;
• Analysis of potential benefits and effectiveness of transactions. In the further evaluation process, it is advisable to use companies – analogs with a similar structure of sources of synergistic benefits as in the proposed transaction.
•  Calculation of estimated multipliers and coefficients.

Reddit is the voice of Internet users. Therefore, it is logical that when choosing software it is better to ask the opinions of visitors to this site. We decided to ask what VPN is the best, functional, convenient and easy to use. And we found the answer. This product is perfect for anything: torrenting, streaming Netflix, visiting games, overcoming the Chinese firewall and much more. This is a product from Panama Nord VPN.

Nord VPN is the choice of the majority

Judging by the resulting statistics, it is the Nord that is the leader in choosing VPN services. And if we consider the main properties of this service, it becomes clear why so many users chose it:

• it is safe
• it supports almost all protocols
• has access to all sites that calculate VPN and proxy server: Netflix and similar
• more than 5000 servers and 60 countries to connect
• maintenance of 6 devices from one account
• masking and circumvention technologies
• no logging
• unlimited number of visits
• ability to download torrent files

And these are only approximate advantages of this VNP. What is interesting is that this service has a very reasonable price and conditions for a subscription. There is no trial period, but there is the possibility of a refund within 30 days.

What else can Reddit users recommend?

In addition to the famous Nord, many users advise a variety of VPN. Someone chose a VPN for online games, someone for a torrent, someone even found everything at once. So, it turned out the top of the best VPN, if we exclude the Nord:

• Mullvad
• Torguard
• ProtonVPN
• PIA
• VikingVPN
• Surf shark
• AirVPN
• ExpressVPN

At least, these VPNs are included in the list of the best and most often recommended services.

Top 3 Leaders Reddit in 2019

Given the sophistication of the user Reddit, these VPNs without exaggeration deserve to be called the best. The fact is that the three best VPNs, namely NordVPN, Proton VPN and Mullvad are similar in functionality, reliability, and properties. So, all these 3 services provide 30 days of money back. Otherwise, each of these products is something special.

For example, Mullvad VPN is a small provider, but when it comes to privacy, this VPN becomes a priority in the selection of this parameter. Moreover, unlike its competitors, it accepts cash payment by mail, so you can remain 100% anonymous, even when you pay for the service.

If you need an optimal ratio of speed and quality, then ProtonVPN is what you need. Improved security is provided by another Tor provider.

But if you are looking for a VPN, which will be the most:

• the best
• reliable
• confidential
• effective
• affordable
• compatible

such that any prohibition will pass

Then Reddit users choose NordVPN, a solution from Panama that is rapidly gaining popularity and holding positions.

Best VPN Reddit

Make your passwords unbreakable and protect your accounts from hackers with the Avast app. It is a secure solution that makes logging into the system easy and secure. Improved security is provided through data encryption using 5-step encryption.

There is no need to memorize or record a huge number of different passwords. You will never forget your passwords.

Features from New Avast Options:

This option does not just protect your data and your system. It optimizes work with passwords, simplifies the process of working on the Internet, protects against hacking and much more:

• Create strong, unique passwords.
• Save and securely store all data for entry.
• Secure storage of your personal and billing information.
• Autofill online forms.
• Password synchronization through your devices.
• Easily and securely provides access to all your accounts.
• Notify if any of your passwords are stolen to the network.
• Save time when logging into websites and accounts.
• Store all your sensitive data in one safe place accessible from all your devices.

Avast passwords are distributed under two licenses: the first is free, the second is commercial, with several functional additions. The list of functions of the program, which the user receives a free license.

Other Useful Properties from Avast Password Protector

To store the password is used five-step coding. The probability of unauthorized decoding is zero because everyone knows that the browser is the most vulnerable place for storing logins entered. Therefore, the program transfers the saved passwords from the browser to the server, which provides security. In addition, the program can please the user with other advantages.

The ease and friendliness of the interface. Avast’s programs have earned a reputation for being understandable and flexible. Each program uses a simple and intuitive interface, whether it is an antivirus or anonymizer. Even if the user first encountered the company’s software, in five minutes will figure out the program settings. In a couple of clicks, the user changes the settings of the program, adapting it to fit his needs. Interaction with the computer has not been so simple and straightforward.

One password instead of ten difficult combinations. The user gets access to the program by entering a password identifier that performs the role and login at the same time. Remember one complex combination and get through it access to the necessary sites.

All in one place. Computer, tablet, smartphone – each of the devices is somehow connected with the input of passwords. Avast Passwords for the computer collects the entered keys from each device used and stores them on the server. By the same rule, data transfer for entering social networks works Facebook, Twitter, Instagram, etc. For each of the services, the program will remember the login information. Information is recorded in the form and is used to instantly enter the site.

How Different is the Commercial Version

As mentioned above, the program is distributed under two licenses. In both, there is a function described above. The differences are in the presence of security features in the paid version. If a social network or email account is hacked, the premium version of Avast Passwords informs the user.

Plus in the program is also that it is multiplatform. There is a version of the extension for Mac OS X, Password Version for Android, and for iOS or iPhone. This extension does not extend as a separate product. The program is installed as an addition to the already installed Avast company antivirus. On the official website are indicated: the price, as well as the terms of distribution for each type of license

Avast SecureLine VPN is a VPN client for Windows, MacOS, Android and iOS, which provides online privacy, providing security for any network (including Wi-Fi), hidden web surfing and unlocking online content with an anonymous and encrypted connection.

Avast SecureLine VPN Features

This is an easy-to-use application for anonymous web surfing. There are a large number of available servers in the Netherlands, UK, Germany, USA, Czech Republic, and many other countries. Your online activity will be completely hidden from prying eyes.

• Fast encryption of internet connection
• VIP calls from Skype, Viber, and other instant messengers
• Preventing the recording of information from your computer
• Makes anonymous search history in the browser and correspondence in social networks
• Using powerful OpenVPN protocols to protect personal data
• There is a version of Avast SecureLine for mobile devices Android, iPhone, iPad
• Available easy and convenient selection of a specific server to access sites
• Provides complete security in public unprotected Wi-Fi networks and hidden web surfing.

It is worth noting that many users distinguish Avast Security Line against the background of analogs, thanks to stable updates from the official website of developers. More than 5 years of innovation brought the application to the same level with more well-known competitors.

What is good in Avast SecureLine VPN

This is a real solution for free surfing the Internet, without problems and interruptions. The program provides complete confidentiality and freedom in using the Internet:

• Unlock Online Content
• Does not require special knowledge
• Large selection of fast servers
• High speed of the program
• Anonymous file download/upload
• Detailed monitoring of the Wi-Fi access point
• Integration with antivirus Avast Free Antivirus;

Reliable protection and data encryption from hackers in real time

Compatibility of the new version of the VPN client with Windows, Mac OS, Android and iOS

Hiding a virtual private network from third-party users and malicious effects. Key features allow you to make VIP-calls with Skype, Viber, WhatsApp, Zoiper Communicator, Tango Video Calls and so on. You can quickly change the IP address and access any site that is blocked in your region. Software from Avast Software reliably scans the anonymity and security of any public wireless networks. The utility checks the search engines of your browsers and can automatically clear the history of requests and visits. You can also choose which sites to blacklist.

Is Avast useful for torrenting?

Judging by the Privacy Policy, you will find some disturbing details about third-party analytic tools (such as Google Analytics, Firebase Analytics, and AppsFlyer) used by Avast, which actually collect data about you and your online activity. In addition, Avast VPN maintains connection logs.

In addition, Avast VPN also maintains connection logs as well as personal information, including full name, sensitive data, and activities.

The second worrying point is that Avast has a rather weak variety of VPN protocols, offering only IPsec and OpenVPN over UDP. On the other hand, this may be enough for a torrent. Your Internet traffic is encrypted using military grade encryption (AES-256), which is now the standard in this market.

Although Avast VPN has DNS leak protection, it still cannot solve the WebRTC leak issue.

Therefore, this VPN software does not meet our criteria to be a good candidate for a torrent. Simply put, Avast VPN is not designed to provide privacy and streaming. Of course, this can improve over time. However, at the moment, we do not advise you to use Avast VPN for the torrent, mainly due to questionable privacy.